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The Missouri Linked Deposit Program partners with lending institutions to provide low-interest loans to help create and retain jobs, expand the economy and strengthen communities statewide. By reducing the interest rate on certain loans that borrowers can use to improve their businesses, the program helps qualified lenders from Missouri better serve Missouri-based companies and agricultural operations. The program also provides funds for local governments to serve the interests of their constituents. Using the program allows lenders to lower the interest rates to the borrower by about 2-3 percent.

The Missouri Linked Deposit Program is well-funded with a total of $720 million available, and State Treasurer Clint Zweifel’s office is prepared to use the program to its highest potential. The program has proven successful in creating and retaining jobs, expanding the economy and strengthening communities statewide for nearly 25 years.

The program’s eligibility guidelines have expanded through Treasurer Zweifel’s economic development legislation, Invest in Missouri, making low-interest loans available to more borrowers including small businesses creating jobs, alternative energy producers and consumers, agriculture operations and local governments. The signed legislation went into effect August 28, 2009. Read the full news release.

Missouri Linked Deposit Program Enhancements - Effective August 28, 2009
Program Name	Old Program	New Program
Job Enhancement	Limits amount businesses can borrow to $50,000 for each job created or retained.	Allows companies with significant capital needs to borrow $50,000 for each job, plus the amount of: Capital outlay Physical expansion Renovation
Small Business	Eligiblity limited to 25 or fewer employees.	Eligibility increased to fewer than 100 employees.
Farm Operation	Farmers with over 60% equity ineligible.	No equity limits for farmers.
Alternative Energy Consumer	Not available.	Allows individuals to receive Linked Deposits when installing alternative energy producing equipment.
Alternative Energy Operation	Available for business producing energy for sale.	Now available to businesses producing energy for sale or for own use.
Local Governments	Not available.	Available for political subdivisions to make capital improvements or to implement significant public programs.

Click on one of the links below to learn more about the program and eligibility requirements.
Click here to view the program summary.

Small Business Program - $110 million
Job Enhancement Program - $220 million
Alternative Energy Program - approved case-by-case
Agriculture Program - $330 million
Local Governments Program - approved case-by-case
Multi-Family Housing Program - $20 million

Missouri Linked Deposits Review Committee

The committee has review and oversight capacity for all matters relating to the Missouri Linked Deposit Program. The committee may examine all aspects of the Missouri Linked Deposit Program, including but not limited to, its administration, operation and effectiveness.
Open Government Information
Annual Reports

Unclaimed Property

Search the Unclaimed Property Division's Database of Unclaimed Property:

Last name first followed by a space and
a few letters of the first name.

SAVE FOR COLLEGE LINKED DEPOSITS

Agriculture Alternative Energy Job Enhancement Local Governments Multi-Family Housing Small Business

FIND YOUR PROPERTY OFFICE INVESTMENTS FOR LOCAL GOVERNMENTS ABOUT THE OFFICE